Is a toaster oven worth it?

[Mary Terry]

@maleonolo - Is there ever a time when your father leaves the house, like goes to a job? You could cook when he is gone and store the cooked food in your room refrigerator.

A small crockpot can cook meat, including roasts, chicken, and even ground beef, in a small amount of liquid like water or broth, over 6-8 hours. I agree with what others said about the dangers of cooking in a bedroom.

BTW, it sounds like you're being physically abused if your father is hitting you.

 

[velociraptor]

Special hazard: Cooking facilities used daily within a bedroom (unacceptable given rates/premiums and not contemplated by corporate underwriting policies)

You can be accommodated for a special hazard, but you have to inform the carrier, it will most likely have to go to a senior underwriter, and then it will be approved with a hefty increase in premium or declined. If not approved, you will likely have to warrant you have ceased the hazardous activity or the carrier will jump off risk (cancel).

Failing to inform an insurer of a hazardous operation like this materially affects the nature of the risk and could result in part or all of a claim being disallowed in the event of a related loss. Your insurance contract will note your obligation to inform the insurer of any condition, activity, incident, or pending claim that could materially affect the nature of the risk you are insured for under a policy.

 

[Judge]

You can be accommodated for a special hazard, but you have to inform the carrier, it will most likely have to go to a senior underwriter, and then it will be approved with a hefty increase in premium or declined. If not approved, you will likely have to warrant you have ceased the hazardous activity or the carrier will jump off risk (cancel).

Point taken. Depends on the carrier in question. -Just not the one I worked for in the previous century.

With their inherent conservative UK approach to everything being one of their downfalls. That they were mired in being the 25th or 26th largest insurer in the US at the time. And as time went on, they became less competitive, particularly with commercial lines.

As a senior underwriter I don't recall any special hazards being negotiated in personal lines, even with our most productive agent. (Though our branch manager politically had such authority to do it as a resident vice president). Even the most benign but technical "exceptions to the rules" went extinct when they went fully automated with "slot underwriting" at the agency level and either laid off all personal lines staff or transferred them to commercial lines if they had any promise.

In working in commercial multi-lines products, I was cranking out nearly every package quote with legally maximum IRPM credits and still not even getting close to the competition. Being pressured by local underwriting management to deliver the lowest possible premium while home office underwriting would be VERY unhappy about it. That was when I contemplated a change in career, getting tired of doing my "high-wire balancing act" in insurance- without a net. Eventually to make considerably more income as a website designer.

 

[Mary Terry]

This thread reminds me of the time when my son, about 6 years old at the time, tried to make cheese toast on top of the lightbulb in his bedside lamp. He almost set his bedroom on fire!

 

[Judge]

This thread reminds me of the time when my son, about 6 years old at the time, tried to make cheese toast on top of the lightbulb in his bedside lamp. He almost set his bedroom on fire!

Yikes. Glad he made it to adulthood!

Anyone recall Sgt. John C. Wood ? The man who hanged the nine Nuremberg defendants. Doing so very badly, whether under orders or not.

He died standing in a minor pool of water while changing a light bulb.

He may have zapped the Nazis, but Mother Nature zapped him.

 

[velociraptor]

my son, about 6 years old at the time, tried to make cheese toast on top of the lightbulb in his bedside lamp.

I like the cut of his jib.

 

[RemyZee]

A George Foreman Grill can be used inside on veggies, meat and just about whatever else. I've never tried one but hear they are fantastic. And to bounce of what other people are saying: your family member should not be hitting you. The issue isn't cooking in your bedroom, but that you are getting hit by a family member. I hope you can find a better situation than having to put up with someone abusing you. That's terrible that you can't come out of your room.

 

[velociraptor]

The issue isn't cooking in your bedroom, but that you are getting hit by a family member.

 

[maleonolo]

@maleonolo - Is there ever a time when your father leaves the house, like goes to a job? You could cook when he is gone and store the cooked food in your room refrigerator.

A small crockpot can cook meat, including roasts, chicken, and even ground beef, in a small amount of liquid like water or broth, over 6-8 hours. I agree with what others said about the dangers of cooking in a bedroom.

I think the amount of glass containers needed to store a week's worth of food would cost at least $100, I've checked at the supermarket. I thought I was crazy when I saw that a single (microwave safe) glass container cost $20. Aside from that, meal prep would essentially triple the amount of time I spend in the kitchen because I have to wash the pot, containers and lids

If I eat at night when they're home, I'd have to keep the used container in my freezer or it'd smell like the devil's farts

I'd also have to get up very early to cook while they're asleep or work night shift - because in the future I will be working at the same time as the others if it has the typical 9-5 schedule

 

[Mary Terry]

I think the amount of glass containers needed to store a week's worth of food would cost at least $100, I've checked at the supermarket. I thought I was crazy when I saw that a single (microwave safe) glass container cost $20. Aside from that, meal prep would essentially triple the amount of time I spend in the kitchen because I have to wash the pot, containers and lids

If I eat at night when they're home, I'd have to keep the used container in my freezer or it'd smell like the devil's farts

I'd also have to get up very early to cook while they're asleep or work night shift - because in the future I will be working at the same time as the others if it has the typical 9-5 schedule

Can you visit a charity shop, Good Will store, Salvation Army store, or thrift shop? You should be able to get some good glass containers for a couple of dollars at those places.

It sounds like you are in an untenable situation, and I wish you could get out of that house and live somewhere else.

 

[Judge]

Ouch. I didn't give any thought previously to heating up a bottle of taco sauce in the microwave until one evening about a week ago when I heard a strange sound. Took the bottle out of the microwave to find the bottle had a long crack in it. Never saw or recall that happening before.

Up to now, I've always heated such bottles in the microwave without incident. I know my flatware is microwave safe, as well as my coffee mugs.

 

[Mary Terry]

Ouch. I didn't give any thought previously to heating up a bottle of taco sauce in the microwave until one evening about a week ago when I heard a strange sound. Took the bottle out of the microwave to find the bottle had a long crack in it. Never saw or recall that happening before.

Up to now, I've always heated such bottles in the microwave without incident. I know my flatware is microwave safe, as well as my coffee mugs.

I guess store bottles usually aren't made with tempered glass.

 

[Judge]

I guess store bottles usually aren't made with tempered glass.

I have no idea. But the thing is, I have been doing this for years with this rather popular brand.

Never more than 18 seconds of exposure.

 

[Mary Terry]

I have no idea. But the thing is, I have been doing this for years with this rather popular brand.

Never more than 18 seconds of exposure.

It may have had a hairline fracture when you bought it that you couldn't see.

 

[Outdated]

I have no idea. But the thing is, I have been doing this for years with this rather popular brand.

Never more than 18 seconds of exposure.

I had a dinner plate crack on me like that once, for no reason that I could see. It must have just been ready to go.

 

[Mary Terry]

Don't ever set a hot glass container on a cold surface. Even tempered glass can break due to the sudden temperature change. I've had this happen to me when I was canning jelly and set the hot jar on the cold countertop instead of on a towel or hot pad.

 

[Judge]

I had a dinner plate crack on me like that once, for no reason that I could see. It must have just been ready to go.

Was it advertised as being "microwave safe" ?

I'm just wondering if in the case of a taco sauce bottle that there was something abnormal about a particular batch. Not over food toxicity, but simply the bottle itself. I could understand the possibilities.

Then again maybe the manufacturer of the bottles simply changed their glass formula. I really have no idea why this happened. Though I suppose such a random possibility was always "in the cards". Something I had to deal with in considerations of product liability as an underwriter. Though the culprit was usually tainted product, not a tainted container.

 

[Outdated]

Was it advertised as being "microwave safe" ?

No. But it was a porcelain plate I'd been using for a couple of years. One day it cracked.

 

[Judge]

No. But it was a porcelain plate I'd been using for a couple of years. One day it cracked.

I think I've also used porcelain in a microwave before....without incident. Hmmmmmm, maybe use of such things just translates into "borrowed time" ?

 

[Outdated]

I think Mary Terry is right in that there was probably a hairline stress fracture or maybe even just an uneven pressure in a particular spot in the porcelain. When conditions were just perfect it split.