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Recent content by Edward764

  1. E

    How to avoid an old "friend" (bully) from the 70's

    This is my plan, although my friend caught me off guard by wanting to call him. This means he will know that I am not completely honest by wanting to put those days behind me because I still have one contact from those days. I found his number online, so I hope my friend will cooperate and tell...
  2. E

    How to avoid an old "friend" (bully) from the 70's

    This fellow is well respected, very intelligent and powerful. My vulnerabilities brought out the worst in him, and many others. He was friends with our high school counselor, so I could not get help there.
  3. E

    Finish the statement: "I am...."

    The most bizarre person to have ever lived
  4. E

    How to avoid an old "friend" (bully) from the 70's

    I was quite active here from 2019, but have not posted since. It has been a difficult six years as I lost both my parents and one of my jobs. Last night I got a very unpleasant message on my phone. It was from a pseudo friend who I knew from 1972 -1980. I have not seen him in 45 years, and...
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    A sobering letter from the Social Security Administration

    Things have changed quite a bit over the decades. So it is true that one should not pursue a four year degree or a masters degree today unless they have a clear direction and goal. Nevertheless, I don't think that 99% of them are worthless for career advancement, but about 50% probably are. Back...
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    A sobering letter from the Social Security Administration

    In most cases, the odds are that you, and most folks who continue in education will indeed make more in the long run by staying the course. " Alone not Lonely" seemed to imply that a masters degree could just be a piece of paper, and earning it could be taking away time from monetary...
  7. E

    A sobering letter from the Social Security Administration

    I never tried to succeed at my passion, although I tried to convince myself it was my passion for reasons beyond the scope of this thread. I was never aggressive, and my mutual funds were limited, so they have not make me rich. I also wasted far more years than merely the years in school...
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    A sobering letter from the Social Security Administration

    Fortunately, I began saving money beginning with allowance at age 12. I survive today because I have been gifted money over the years by my parents and late grandparents and put most of it in mutual finds in 1995. Although I do not ask for it, and actually complain about it, my 86 year old mom...
  9. E

    A sobering letter from the Social Security Administration

    This is not fair at all. I guess there is a silver lining to never being in a relationship.
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    A sobering letter from the Social Security Administration

    People do need to start saving money in their 20's to avoid hardship later, and it is worse being in California. Senior housing here is well over 1000 a month. Most people with a Bachelors degree and two certificates would likely require about five years of higher education, depending on the...
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    A sobering letter from the Social Security Administration

    One thing you do have going for you is a very high IQ. I suspect that with a degree in the hard sciences, you are at least at 115-120. Depending on your age and health, would you be able to do some online work from home for extra income that would require someone with your mathematical and...
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    A sobering letter from the Social Security Administration

    Not directly, but the two are strongly correlated. Most people with over 11 years of higher education, have probably accumulated millions of dollars by the time they are 61 years old. To have never exceeded $26,000 a year with all this education is indicative of my unnatural existence
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    A sobering letter from the Social Security Administration

    There are unfortunately many people without retirement. Hopefully you have some savings, or supportive family or friends to help you out. This is how I survive. Most people who have spent over 11 years in higher education are making high enough wages that they have significant retirement...
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    A sobering letter from the Social Security Administration

    A couple days ago I got an updated letter from the SSA. It says that if I retire at age 66 and one-half, which is just under five years away, my retirement benefit will be a paltry $1033 per month. I got my first job in 1976, and have only earned over $20,000 per year 17 times. My highest yearly...
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    I am considered Permanently Disabled but I need I feel a way to occupy my time

    How about paid work? Your mind is not one of your shortcomings, so you might want to scour the Bureau of labor statistics for jobs that would match your abilities.
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